Insurance

15 Tips and Ideas for Cutting Car Insurance Costs

Due to the litigious nature of our society and the increasing prices of vehicles, car insurance rates are on the rise across the country. The bad news is that insurance isn’t likely to come down in price anytime soon. The good news is that there are things you can do to minimize increases or reduce the burden on your wallet.

Key Takeaways

  • One of the ways to lower car insurance is through a discount bulk rate for insuring several vehicles and drivers at once.
  • Lower car insurance rates may also be available if you have other insurance policies with the same company.
  • Maintaining a safe driving record is key to getting lower car insurance rates.

1. Multiple Cars and/or Drivers May Save Money

If you obtain a quote from an auto insurance company to insure a single vehicle, you might end up with a higher quote per vehicle than if

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Car Insurance – Find Cheap Car Insurance Quotes Near You

Why do you need car insurance?

Car insurance is a must if you own or operate a car. Most states require you to carry car insurance, and without it, you face financial disaster if you cause a serious accident and get sued.

Beyond the mandated liability car insurance, it can also pay to repair your vehicle if it gets damaged in a crash or natural disaster, like hail or wildfire, or is vandalized or stolen – if you have chosen the right coverages to be on your policy.

Car insurance coverages

One policy can include several types of coverage.

Some car insurance coverages are required by your state’s law, like liability, and others are optional and provide added protection. Optional means by law you don’t have to buy the coverage, however, if you have a lease or loan on your vehicle your financing company can mandate you carry certain coverages,

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Progressive: Ranked One Of The Best Insurance Companies

Over $750 average savings for new customers who save*

With Progressive auto insurance, you’ll enjoy affordable coverage options and a variety of discounts. Plus, you can get a quote in just a few minutes – get started now and enjoy peace of mind behind the wheel.

Why Progressive?: We guarantee repairs for as long as you own or lease your vehicle when you take it to one of our network shops.

Learn more about auto

Join the #1 specialty insurer starting at $125/year††

Whether you’re a full-time RVer or an occasional road-tripper, you’ll find all the coverages you need at an affordable price right here. Get a quote now and enjoy the open road without worry.

Why Progressive?: From windshield & glass coverage to emergency expenses, we have your road trip covered.

Learn more about RV

Ride with the #1 bike insurer starting at $75/year**

If you

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Get a Quote for Classic Car Insurance

Get a classic car insurance quote and enjoy the ride

We love classic cars just as much as you do. That’s why with the Progressive Classic Car by Hagerty® program, you can take your car out for a spin without any fixed mileage restrictions. And if you join the Hagerty Drivers Club, you can also get 24/7 roadside assistance for lockouts, battery jumps, tire changes, and more. Hagerty’s mission is to keep your vintage car ready for the road, whether you’re headed to a car show or just out for a weekend drive. Get a quote for collector car insurance now and get covered.

Classic auto insurance rates are on average 39% less than standard auto rates*

Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic

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Myth: Car Insurance Follows the Driver

Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver. So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.

Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving your car.

car insurance follows the car

If you’re thinking of letting someone drive your car for a few hours, days, or weeks, keep in mind that you’re not only lending your car, you’re also lending your car insurance. In most states, comprehensive and collision coverage protects your vehicle regardless of who’s driving it.

Though state laws vary, here’s how auto insurance coverage breaks down in the event of an accident:

  • If you give any non-excluded driver (that
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Car insurance companies to refund Mississippians more than $60 million

Car insurance companies to refund Mississippians more than $60 million

The refund amount varies among companies


Mississippi drivers will get back more than $60 million from car insurance companies due to the COVID-19 pandemic. The insurance companies filed requests with the Mississippi Insurance Department.Mississippi Insurance Commissioner Mike Chaney said he was happy to approve the reductions in premiums.“Many people are not driving as much right now because of shelter-in-place, emergency declarations and working from home. It only makes sense to discount what people are paying for automobile insurance and to provide them some financial relief,” said Chaney.Some of the companies participating in refunds include State Farm, Allstate, Farm Bureau and Progressive.The amount returned to drivers varies among companies. Tap here to see if your car insurance company is participating in the refunds.

Mississippi drivers will get back more than $60 million from car

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Car Insurance Quote | The General Car Insurance

Car Insurance Quotes

If you’re looking for affordable car insurance quotes, you’ve come to the right place. The General® takes pride in giving online insurance quotes quickly, and in most cases, around two minutes. It’s that fast and easy.

Best part is, our auto insurance quotes are completely free. So if you like our rates (and we’re pretty sure you will), simply purchase your policy online and we’ll provide you with immediate proof of car insurance.

Heard enough? Get your free online car insurance quote now.

Receive a Car Insurance Quote in 2 Minutes or Less

Man in suit looking at his phoneA car insurance quote from The General® requires no personal information (your name, phone number, street address, etc.) to provide an accurate car insurance quote. Once you receive your anonymous auto insurance quote, there is absolutely no commitment on your part. You can save your auto insurance quote online at any

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Florida Car Insurance – Quotes, Coverage & Requirements

Florida Car Insurance


Florida law requires residents of FL to have car insurance. You must purchase the minimum coverage amounts for both personal injury protection (PIP) insurance and property damage liability (PDL) car insurance.


Luckily, Florida offsets this coverage requirement by offering some of the lowest car insurance coverage minimums in the country.


Learn more about Florida’s car insurance requirements, the effects of traffic violations on premium costs, and how to get the best quotes on car insurance available.

FL Auto Insurance Requirements


Florida is a
no-fault insurance state. If you are injured in an accident, your car insurance will pay your medical costs up to your policy’s limits, regardless of who caused the accident.


The
minimum limits for Florida car insurance coverage are:

  • $10,000 of no-fault or personal injury protection (PIP) insurance.
  • $10,000 of property damage liability (PDL) insurance.
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Insurance Requirements for Maryland Vehicles


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Insurance Requirements for Maryland Vehicles

Did you know Maryland is a mandatory vehicle insurance state? What does this mean for you? 

 

 

In order to register your vehicle in Maryland you must have liability insurance. How do you know if you have the adequate amount of coverage?

 

1.  All Maryland vehicles MUST be insured at ALL times by a vehicle insurance company licensed in Maryland. Your vehicle insurance must cover, at a minimum:

  • $30,000 for bodily injury
  • $60,000 for 2 or more people
  • $15,000 property damage

 

For a Transportation network company who is an affiliate of a company that provides taxicab services with no fewer than 26 nor more than 300 transportation network operators. Your vehicle insurance must cover, at minimum:

  • $50,000 for bodily injury
  • $100,000 for 2 or more people
  • $25,000 for property damage

 

2.  Return your license plates to any MVA branch office before you cancel your vehicle insurance.

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Compare car insurance quotes

How do I compare car insurance to get the best cover for me?

The most important aspect of car insurance is making sure your have the right cover. If you focus too much on price, you may end up getting inadequate cover, which could cost you hundreds of pounds when you make a claim.

All UK drivers must have car insurance, unless the vehicle is officially registered as ‘off the road’. There are three levels of car insurance cover to compare:

Third party: While this is the most basic level of cover, it’s not always the cheapest car insurance when you compare quotes. It typically covers any compensation you may have to pay out to a third party, for causing any damage or injury. It also fulfills the minimum legal insurance requirements for UK drivers.

Third party, fire and theft: This kind of car insurance is exactly like

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